Traditional IRAs

Individuals under age 70½ who have earned income may contribute to a Traditional IRA. Contributions may be fully or partially tax deductible and you benefit from tax deferred investment growth.

Roth IRAs

A retirement plan in which contributions are made after tax in return for what may be a tax-free distribution at the time of the withdrawal.

Coverdell Education Savings Accounts

Tax-favored savings accounts created to help save for an individual’s education expenses – elementary, secondary, and higher education expenses. The growth of your money is tax deferred. Contributions are not tax deductible, but withdrawals are tax-free when used to pay for qualified education expenses.



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