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MAIN NUMBER 1-800-554-8969
OVER SEAS 1-614-564-5101

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First Bank & Trust Company
More Secure

Effective October 3, 2007

Dear Valued Customer,


Because We CareÖ..

Introducing Enhanced Online Security, a New Layer of Security


First Bank and Trust of Wagoner is working hard to add additional security measures to our online banking services so that our customers have the confidence that their information is being protected. First Bank and Trust of Wagoner has added an additional layer of security that will change the way you log into our internet banking service. These changes will provide even greater levels of protection against fraudulent attacks such as phishing, spoofing, key logging and identify theft. All users will be required to select challenge questions and answers, select a unique image and create a personal description for the image that is only known by you. Each time you log in thereafter, the image will appear to verify to you that you are on First Bank and Trustís website before entering your password. You will not have to select a new password during this process.

The final level of the new security is the authentication of your computer. First Bank and Trust of Wagoner has the ability to recognize the computer or computers from which you usually log on. If our system detects a suspicious login due to an unfamiliar computer, it will automatically present you with challenge questions that were previously selected.




Step 1: Login using your access ID.

Step 2: Create a personal description (pass phrase) to the image.

Step 3: Select your challenge questions and provide your answers.

Step 4: Select whether to register this computer.


Note: Only register personal computers that you frequently use and are not available for public use.


Step 5: Select NEXT


The next time you log onto our Internet banking service, First Bank and Trust will recognize you and display the image and personal description (pass phrase) you selected. If we donít recognize the computer you are using to log in, we will ask you to answer one of the security questions you previously created. After completion of the steps above, if you donít see the image you selected, exit the site immediately and notify us at 918-485-2173 in Wagoner or 405-277-3211 in Luther.

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